The AMI Blog

The AMI Blog

What Is a Mortgage Loan Modification & How Do You Apply for One?

There are circumstances like the loss of a job, illness, divorce, and other life-changing events which can happen to anyone, which can cause you to fall behind on your mortgage payments. Unfortunately, when you can’t make your monthly loan payments, you risk having your home go into foreclosure. The good…

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What Is Title Insurance and Why Do You Need It?

Title insurance is not just another fee involved with closing costs. It can offer valuable protection for homeowners. As owner’s policies are optional in Texas, many buyers may not be fully aware of what title insurance does and doesn’t cover. Below are some common questions including who pays for it,…

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Common Home Inspections

Common Inspections Performed in Texas Home Purchases

Unless you’re selling a house in as-is condition, offers you receive from buyers will almost always contain a contingency of an option period. The option period allows a buyer to schedule any inspections they want done to make sure the home doesn’t have any issues that are typically unnoticeable during…

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Contingencies in Real Estate

Common Contingencies in Residential Real Estate Contracts

Buying or selling a home can sometimes be a confusing process, especially when an offer contains contingencies. Below we’ll take a look at some of the more common contingencies in real estate transactions and what they mean for buyers and sellers. What is a contingency in relation to buying or…

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